Summertime is upon us, and for many, that means a long-anticipated vacation or a family trip. In fact, last summer, 56% of Americans took a summer vacation.
But with prices continuing to rise, fewer people are hitting the road this year. According to Bankrate’s 2025 Summer Travel Survey, fewer than half of Americans are planning a vacation this summer.
Whether you’re preparing for a trip now or postponing plans until next year, one thing is certain: it’s never too early to start saving for your 2026 vacation. Texas CEF is here to help.
The Rainy Day Fund is designed for investors like you—those who understand the value of consistent, purposeful saving. Here’s how it works:
- Minimum Initial Investment: $25.00
- Monthly EFT Required: $25.00
- Interest Rate: ¼% above the Flex Savings rate
- Maximum Total Investment: $10,000.00
- Eligibility: One account per household. Funds must be new (not transferred from existing Texas CEF investments).
- Withdrawals: Limited to five per year
*If the monthly EFT requirement isn’t met, the account automatically converts to a Flex Savings investment.
Start building your vacation fund today—and when summer 2026 arrives, you’ll be ready to enjoy it without the financial stress.
Are you ready to start saving? Visit www.texascef.org and download your investment application today!
