Investments for Individuals
Flex Savings
- Minimum Investment Required: $10.00
- Floating Interest Rate
Additions or withdrawals may be done at any time by check, K.I.D.S. Stamps or Electronic Funds Transfer (EFT).
K.I.D.S. Stamp Program
- Each completed Stamp Book is worth $10.00
- Stamp Books will be added to a current Flex Savings or a new Flex Savings will be opened
- Stamps may be bought at participating churches or schools
Kids will learn the benefits of saving while getting involved in the ministry. Hundreds of young people throughout Texas are participating in the ministry of CEF, learning biblical stewardship principles, and saving for the future through the K.I.D.S. Stamp Program (Kids Into Discipleship and Stewardship).
Rainy Day Fund
- Minimum Initial Investment Required: $25.00
- Minimum Monthly Electronic Funds Transfer (EFT) Required: $25.00
- Floating Interest Rate Equal to 1/4% Above the Flex Savings
- Maximum Total Investment: $10,000.00
Initial funds must be new and not a transfer from an existing Texas CEF investment. Limit one per household. Withdrawals are limited to five per year.
If the monthly EFT condition is not met, the investment will convert to a Flex Savings investment. Deposit receipts are mailed each month after the deposit date.
Jumbo Investment
- Minimum Investment Required: $100,000.00
- Fixed Interest Rate
- 18-month Term
Not eligible for the Texas Two-Step Program. Additions or withdrawals may be done at maturity. The penalty for early withdrawal of funds is six month’s interest.
Fixed Rate Notes
- Minimum Investment Required: $500.00
- Fixed Rate Notes
- One-Year, Three-Year, or Five-Year Terms Available
Additions or withdrawals may be done at maturity. The penalty for early withdrawal of funds is three months’ interest for one-year and three-year notes and six months’ interest for five-year notes.
Floating Rate Notes
- Minimum Investment Required: $500.00
- Floating Interest Rate
- One-Year, Three-Year, or Five-Year Terms Available
Additions of $25.00 or more may be added at any time. Withdrawals may be done at maturity. The penalty for early withdrawal of funds is three months’ interest for one-year and three-year notes and six months’ interest for five-year notes.
Individual Retirement Accounts (IRAs)
- Traditional
- Roth
- ESAs
- SEPs
- SIMPLE plans
Except for the Rainy Day Fund, all individual Texas District CEF investments (FLEX, fixed and floating rate notes) may be included in a Texas District CEF IRA portfolio.
These offering our made through our custodian, GoldStar Trust Company. Please visit our IRA page for more details.
Texas Two-Step Program
- Fixed-Rate Note Required
- Minimum Investment Required: $5,000.00
- Minimum Gift to Texas Partners in Mission (TPIM) Required: 10% of Initial Investment
- 1% Bonus Interest Rate for the Initial Term of Investment
- TPIM Gift is Matched 100% by Texas District CEF
Jumbo Investment not eligible. Every dollar contributed to Texas Partners in Mission goes directly to support missions in the Texas District.
If you wish to participate without an investment, you can make a direct gift to TPIM and our Texas Two-Step program for more details.
Ready to get Started?
Download your Investment Application Today.
I love Texas Two-Step! Not only do I get an increased interest in my investment, but I also am able to partner with CEF in supporting my beloved Texas Partners in Mission!
We were glad we set aside money in CEF for a rainy day because our son will be getting married in July 2024. The Rainy Day helped us with our joyous rainy day.
The staff at Texas CEF are always available to help. They answer their calls cheerfully and are genuinely concerned about our financial needs.
Have Questions?
Reach out to one of our friendly staff and we will help answer any questions you may have.
Texas District Church Extension Fund is a nonprofit religious organization; therefore, CEF investments are not SIPC- or FDIC-insured bank deposit accounts. This does not constitute an offer to sell or a request to buy. The offer is made solely by CEF's Offering Circular.
Click here to view the Offering Circular and Terms and Conditions.